Wednesday, April 27, 2011

Knowing The Answers

Some questions are easy to answer.  What is your favorite color?  When is your birthday?  Do you care about the people you love?  Would you do anything you could to help them?  Now here is a harder question.  Have you helped out your loved ones by planning for final arrangements and final expenses?

Most people would rather avoid thinking about their end.  Because of that, many of us haven’t addressed the issues of final arrangements and final expenses.  If you contact us, we can offer you a booklet that will help with planning for final arrangements.  We can also talk with you about want can be done to plan for final expenses.

Some people have set aside savings to cover final expenses.  That is one way of handling it.  There are other options that have some benefits you may not have considered.  Life insurance can provide for final expenses without a tax burden attached.  Whole life insurance premiums will never increase.  The value of the benefit may be much greater than the value of the premiums.  The benefit may be used for funeral expenses, hospital bills and other debts to avoid undue cost and sacrifice to your loved ones.

Planning ahead can offer you the comfort of knowing that you have taken care of your final arrangements and final expenses so those you care about won’t have to.  Final expense life insurance can help minimize the emotional and financial weight of a loss.  It can also help in funding your final wishes.  Contact us to learn more about final expense life insurance.

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